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Long Term Care Insurance (LTC)

Get your long term care insurance quotes online for affordable long term health care coverage!

With the ever-increasing cost of long term care (ltc), you need to start looking at a long term care insurance besides your normal health and medical insurance. Just take a look at the following statistics on senior long term care:

  • Over 43% over 65 of Americans will need nursing facilities at one point in time. More than half of them stay more than a year and need long term care and facilities

  • Long term care cost is expensive, costing an average of $38,000 per year for staying in nursing homes and $12,300 for long term home care per year

  • Health care plans, medicare, health or medical insurance typically covers less than 5% of long term care cost. The remaining 95% will have to be financed with life savings, retirement funds or long term care insurance

Long term care insurance protects you and your loved ones should extended long term care or special nursing facilities are needed during your life. It covers both daily activities such as bathing, eating, dressing and skilled nursing care at a nursing facility or at home.

If you are in your late 40s or 50s, you should start shopping for long term care insurance now. It's important to get your long term care insurance while you are still healthy. Otherwise, it will be too late by the time you need long term care. So click here to get your free long term care insurance quotes now!

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Insurance Finder

A comprehensive insurance search engine to help match your long term care needs with thousands of insurance companies. Complete the one-page form online to receive competitive insurance quotes from major long term care insurance companies.

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